The Field Guide to Global Payments

Author: Sophia Goldberg
Publisher:
ISBN: 9780578295268
Category :
Languages : en
Pages : 208

Book Description
The payments industry is complex and quickly changing. From the origins of card-basedtransactions, to the vast world of digital wallets, to the emerging land of decentralizedfinance and cryptocurrencies, it can be hard to know where to start as a consumer ormerchant better looking to understand how money moves in the twenty-first century.In The Field Guide to Global Payments, payments industry veteran and entrepreneurSophia Goldberg offers a smart, compressive course on payments, covering theevolution of the industry, surveying the current global payments landscape, and lookingforward into emerging payment technologies.The payments industry underpins the entire modern globalized economy. It's hard forsomeone starting off to know what they don't know. With this book, readers will finallyhave access to a high-level overview of this crucial but complex space. This is a bookfor anyone who is either interested in payments or in a role that touches payments -that could be an accounting team who processes payments, someone starting a jobwithin a payments company or payments team, business owners looking to betterunderstand funds flow and subscriptions models from a payments perspective, orexecutives who want to learn more about the mechanics of where much of their revenueliterally comes from.In this day and age, payments should no longer be an afterthought for any merchant ororganization. It's time to dig in and really understand the players and networks throughwhich our money runs.

Payments Systems in the U.S.

Author: Carol Coye Benson
Publisher:
ISBN: 9780982789728
Category : Negotiable instruments
Languages : en
Pages : 0

Book Description
"Payments Systems in the U.S." is a comprehensive description of the systems - (cards, checks, cash, ACH, etc.) that move money between and among consumers and enterprises in the U.S. In clear and lively writing, the authors explain what they systems are, how they work, who uses them, who provides them, who profits from them and how they are changing. Anyone working in the payments industry - or needing to use payments products - can benefit from understanding this. The second edition updates information on card, ACH, and check systems, as well as providing perspective on developments in emerging payments.

Global Payments

Author: Carol Coye Benson
Publisher:
ISBN: 9780982789766
Category : Business & Economics
Languages : en
Pages : 92

Book Description
Glenbrook's "Global Payments" provides the go-to-answers to the big questions about global payments. In clear and lively writing, the author explains the common model behind national payments systems all over the world, what actually happens in a cross-border payment, and how fintech innovators are changing the industry. The book describes payments innovations in the rails, in the products and services, and new out-of-the-box alternatives. It explores real-time retail payments (aka Faster Payments) and how these systems are facilitating financial inclusion. Anyone in the payments industry - from anywhere in the world - can benefit from understanding this big-picture view.

A Global Guide to FinTech and Future Payment Trends

Author: Peter Goldfinch
Publisher: Routledge
ISBN: 0429684908
Category : Business & Economics
Languages : en
Pages : 208

Book Description
Being able to make and receive payments is an essential facet of modern life. It is integral to the banking and finance systems, and it touches all global citizens. In some areas, payment systems are rapidly evolving – moving swiftly from paper payment instruments, to electronic, to real-time – but in others, underdeveloped payment systems hold back economic and social development. This book is intended to assist the reader in navigating the payments landscape. The author explores highly topical areas, such as the role of payment systems in enabling commerce to contribute to the development of emerging economies, the evolution of payment systems from paper instruments to computerization, the role of cryptocurrencies, and the slow decline of plastic credit and debit cards owing to alternative forms of payment being introduced. Altogether, this book provides a comprehensive overview of the evolution of payment and offers projections for the future, encouraging readers to explore their own predictions, using the framework that the book has provided. It is vital reading for technologists, marketers, executives and investors in the FinTech sector, as well as academics teaching business and technology courses.

Payment Systems

Author: D. Rambure
Publisher: Springer
ISBN: 023022721X
Category : Business & Economics
Languages : en
Pages : 251

Book Description
Payment systems are changing profoundly through regulation, technology and competition from new entrants. This is a comprehensive introduction and reference on payment systems, covering their structure, international systems and settlements, and focusing on electronic transfers. Concludes with the future of the payments business.

The PAYTECH Book

Author: Susanne Chishti
Publisher: John Wiley & Sons
ISBN: 1119551919
Category : Business & Economics
Languages : en
Pages : 261

Book Description
The only globally-crowdsourced book on the future of payments (“PayTech”), offering comprehensive understanding of a rapidly evolving industry at the centre of global commerce The movement of money between individuals, organisations and governments is crucial to the world economy. The payments industry has undergone immense transformation – new regulations, technologies and consumer demands have prompted significant changes to the tools, products and use cases in payments, as well as presented lucrative opportunities for entrepreneurs and FinTech professionals. As payment technologies become faster and more efficient, companies and investors are increasingly favouring PayTech innovation due to better customer experience, increased revenues and manageable risks. The PAYTECH Book brings together a diverse collection of industry experts to provide entrepreneurs, financial services professionals and investors with the answers they need to capitalise on the highly profitable PayTech market. Written by leaders in the global FinTech and payment sectors, this informative volume explains key industry developments and presents valuable first-hand insights from prominent industry practitioners. Contributors include advisors and consultants to the payments and financial services industry, entrepreneurs and business owners utilising cutting-edge PayTech capabilities, academic researchers exploring the social-political-economic impact of PayTech and many others. Detailed chapters cover essential topics such as cybersecurity, regulation and compliance, wholesale payments and how payment systems currently work and how PayTech can improve them. This book: Defines PayTech and identifies its key players Discusses how PayTech can transform developed markets and accelerate growth in emerging economies Describes how PayTech fits into the larger FinTech ecosystem Explores the future of PayTech and its potential as an agent of social change and financial inclusion Provides diverse perspectives on investment in PayTech and what consolidation and expansion will look like The PAYTECH Book: The Payment Technology Handbook for Investors, Entrepreneurs and FinTech Visionaries is an indispensable source of information for FinTech investors and entrepreneurs, managers from payments companies and financial services firms and executives responsible for payments in government, corporations, public sector organisations, retailers and users of payments.

The Story of Payments

Author: Richard Oliver
Publisher:
ISBN: 9780578663623
Category :
Languages : en
Pages :

Book Description
Written by experienced experts from both the private andthe government sector, The Story of Payments: How TheIndustrialization of Trust Created the Modern Payment Systemtells the story of how payments - between people, merchants,employers and governments - emerged from the ancient systemof barter and grew, through various technologicalimplementations ranging from coins and paper money tochecks, wire transfers and credit cards to today's entirelyelectronic local and international payment systems. Readerswill learn the inner workings of the U.S. Payments System thatallow it to work effectively and efficiently, including thetechnology, standards, laws and regulations that provideubiquity and ease of access. The authors also provide insightinto the inherent risks of the payment system and set forth amodel for future innovation and change. The Story of Payments:How The Industrialization of Trust Created the Modern PaymentSystem is a practical manual for those who make and receivepayments, an instructional manual for those who work inpayments, and a fascinating historical exploration of the rolethe world's payment systems have played in creating the commercial society we live in today.

Acquiring Card Payments

Author: Ilya Dubinsky
Publisher: CRC Press
ISBN: 1000617572
Category : Computers
Languages : en
Pages : 246

Book Description
This book delves into the essential concepts and technologies of acquiring systems. It fills the gap left by manuals and standards and provides practical knowledge and insight that allow engineers to navigate systems as well as the massive tomes containing standards and manuals. Dedicated to card acquiring exclusively, the book covers: Payment cards and protocols EMV contact chip and contactless transactions Disputes, arbitration, and compliance Data security standards in the payment card industry Validation algorithms Code tables Basic cryptography Pin block formats and algorithms When necessary the book discusses issuer-side features or standards insomuch as they are required for the sake of completeness. For example, protocols such as EMV 3-D Secure are not covered to the last exhaustive detail. Instead, this book provides an overview, justification, and logic behind each message of the protocol and leaves the task of listing all fields and their formats to the standard document itself. The chapter on EMV contact transactions is comprehensive to fully explain this complex topic in order to provide a basis for understanding EMV contactless transaction. A guide to behind-the-scenes business processes, relevant industry standards, best practices, and cryptographic algorithms, Acquiring Card Payments covers the essentials so readers can master the standards and latest developments of card payment systems and technology

Payment System Technologies and Functions

Author: Masashi Nakajima
Publisher: Engineering Science Reference
ISBN: 9781615206452
Category : Business & Economics
Languages : en
Pages : 0

Book Description
"This book analyzes the evolutionary trends, functions and mechanisms of payment systems and presents an in-depth explanation of how these trends led to the reduction of settlement risk and the importance of such mechanisms that have contributed to the evolutionary progress of payment systems"--Résumé de l'éditeur.

Electronic Value Exchange

Author: David L. Stearns
Publisher: Springer Science & Business Media
ISBN: 1849961395
Category : Computers
Languages : en
Pages : 261

Book Description
Electronic Value Exchange examines in detail the transformation of the VISA electronic payment system from a collection of non-integrated, localized, paper-based bank credit card programs into the cooperative, global, electronic value exchange network it is today. Topics and features: provides a history of the VISA system from the mid-1960s to the early 1980s; presents a historical narrative based on research gathered from personal documents and interviews with key actors; investigates, for the first time, both the technological and social infrastructures necessary for the VISA system to operate; supplies a detailed case study, highlighting the mutual shaping of technology and social relations, and the influence that earlier information processing practices have on the way firms adopt computers and telecommunications; examines how “gateways” in transactional networks can reinforce or undermine established social boundaries, and reviews the establishment of trust in new payment devices.